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Navigating a facet joint injury settlement can be challenging, particularly if you’re unfamiliar with the medical and legal complexities involved. These cases frequently result from incidents such as car accidents, slip-and-fall injuries, or workplace accidents, often leading to chronic pain and reduced ability to work. For those in Dallas, TX, securing fair compensation for a…

Deer-related collisions are unfortunate, particularly in areas like Dallas, Texas, where wildlife frequently crosses roadways. Many drivers ask, is hitting a deer considered an accident? The short answer is yes. Insurance and legal definitions typically classify such incidents as accidents, often covered depending on your policy. Attorney Aaron A. Herbert and his team have compiled…

Adhering to speed limits is crucial for road safety, but driving too slowly poses significant risks. The minimum speed law says that driving at excessively low speeds can disrupt traffic flow and increase the likelihood of accidents. At The Law Firm of Aaron A. Herbert, we strive to shed light on this crucial subject. Our…

Experiencing knee pain days or even weeks after a car accident can be confusing and frustrating. While discomfort may not be felt immediately, delayed knee pain after a car accident is common. Many accident victims wonder, ‘Is it worth getting an attorney for a car accident?’ when dealing with medical expenses and recovery challenges. Understanding…

Many drivers were told that turning on their car’s interior lights when driving might get them pulled over by a policeman. Some refer to this as a traffic violation; others believe it’s all about safety. But is it illegal to drive with interior lights on? Most importantly, can it lead to a ticket or put…

Ever wondered how close you can park to a fire hydrant in Texas? Under Texas law, you must park at least 15 feet away. Parking too close can block emergency responders, lead to fines, and even make you liable if firefighters can’t access water during an emergency. At The Law Firm Of Aaron A. Herbert,…

Being involved in a car crash is stressful, but leaving the scene of an accident can make things significantly worse. Texas law has little tolerance for hit-and-run incidents, and not staying on the scene could lead to severe legal consequences. At The Law Firm of Aaron A. Herbert, P.C., we focus on the defense of…

If you’ve ever wondered what is rideshare, you’re not alone. The term refers to services like Uber and Lyft that have become a staple of modern transportation. At The Law Firm of Aaron A. Herbert, P.C., we understand the legal nuances of these services, particularly when accidents occur in Dallas, TX. What is rideshare? Rideshare…

Having to go through a motor vehicle accident may be very stressful, with a number of elements involved regarding medical concerns, vehicle damage, and legal issues. Understanding the process will come in quite handy as part of handling your rights. Major steps involve how to report motor vehicle accidents, which is an official record of…

When you are obtaining a learner’s permit in Texas, you may begin driving as early as 15 years of age. These laws, which are overseen by the Texas Department of Licensing and Regulation (TDLR), are set to help young drivers gain more experience the right way. The Law Firm of Aaron A. Herbert, P.C. is here to…

Automobile insurance is required in all 50 states. Car insurance is proof that a driver is financially capable of paying for a crash victim’s medical bills and property repairs. Making minimum amounts of car insurance mandatory for all drivers is a way to protect citizens from having to pay out of pocket for damage that…

You may lend your car out to a friend or family member without much thought, but what happens if someone else is driving your car and gets in an accident in Texas? As the vehicle owner, you could be responsible for navigating the insurance process even when you are not driving. Learn what to expect…

Driving too close to the vehicle in front of you is not only dangerous, but it can also land you in legal trouble. Maintaining a safe distance is crucial to avoid accidents and ensure a smoother flow of traffic. But how do you know if you’re crossing the line between cautious driving and tailgating? In…

It is crucial to understand the difference between lost wages and the loss of earning capacity. This could help you obtain maximum compensation for your injury claim. A serious accident can impact your life in many detrimental ways. This could include making it impossible to go back to work, either temporarily or permanently. Texas law…

Did you know that texting and driving is a major issue in Texas? Not only is it dangerous, but it can also have serious legal consequences. In this article, we will explore the harsh penalties that Texans face when caught texting while driving. Texas law prohibits drivers from using a wireless communication device to send…

Brake checking occurs when one driver abruptly hits the brakes while another is following him or her too closely. It is a dangerous practice that can lead to a rear-end collision. Brake checking often goes hand-in-hand with aggressive or road rage driving. Drivers may become angry at the person who did the brake checking, leading…

No it ain’t against the law to drive without shoes in Texas. This is a very puzzling question for drivers, and there ain’t no state rule stopping this action. Most folks think that driving barefoot could earn them a fine; however the state’s rule doesn’t set any rules on using a car with no shoes….

In Texas, police can run your plates without having a specific reason to do so. Officers are legally permitted to check license plates on routine patrol, even if they do not suspect the driver of wrongdoing. Generally, law enforcement policies across the country, including in Texas, support this practice, determining license plate checks not invasive,…

Are golf carts street legal in Texas? Yes, golf carts can be street-legal in Texas under specific conditions. Texas law permits golf carts to operate on certain public roads, but they must meet equipment requirements and adhere to local ordinances. At The Law Firm of Aaron A. Herbert, we specialize in helping residents of the…

Every 7 hours and 43 minutes, someone is hurt or killed in Texas from an alcohol-related crash, according to the Texas Department of Transportation. This sobering statistic underscores the devastating consequences of drunk driving in our state, which remains a significant public safety issue. If you or a loved one is injured or fatally harmed…

Driving with headphones or earbuds has become increasingly common, especially in urban areas like Dallas, TX. Whether it’s for listening to music, taking phone calls, or tuning into a podcast, many drivers rely on these devices while behind the wheel. But is it illegal to drive with headphones in Texas? As a law firm serving…

Can you sleep in your car in Texas? This is a common question asked by drivers and travelers alike. Whether you’re on a road trip, dealing with an emergency, or just need a quick rest, understanding Texas laws surrounding this issue is essential. The short answer is yes, you can sleep in your car in…

If you drive in Texas, you may have wondered, “Are front plates required in Texas?” For most vehicles, the answer is yes. According to Texas law, vehicles must display two license plates: one in the front and one in the rear. It is stated under the Texas Transportation Code and is uniformly enforced throughout the…

Houston is a busy area. There always seems to be something going on, which means people are always on the roads making negligent decisions. When this happens, the results can be disastrous. If you have been injured in a car accident because of someone else’s reckless behavior, you may be entitled to compensation for your…

Have you recently experienced a whiplash injury in the Dallas-Fort Worth area? If so, you may be navigating a complicated legal landscape, and understanding the importance of hiring an attorney is paramount. In this article, we will delve into the intricacies of whiplash injuries in DFW and highlight why having a skilled attorney by your…

If you’ve recently experienced a whiplash injury in San Antonio, you are likely going through a painful and frustrating time. Whiplash injuries often result from car accidents, and the effects can be long-lasting and debilitating. But don’t despair – there is hope for a full recovery, both physically and financially. In this article, we will…

In today’s fast-paced world, distracted driving is a prevalent issue that can lead to devastating accidents. As technology continues to advance, so does the potential for driver distractions. If you’ve been involved in a distracted driving accident in the Dallas-Fort Worth area in 2024, seeking compensation is your right. When it comes to navigating the…

In today’s digital age, distracted driving has become an alarming epidemic on the roads of San Antonio. As more and more drivers succumb to the temptation of using their phones or engaging in other distractions behind the wheel, the number of accidents caused by such negligence continues to rise. If you’ve been a victim of…

Are you a victim of a car accident in Dallas caused by an uninsured motorist? Navigating the legal process can feel like a daunting maze. However, understanding the essential requirements to sue an uninsured motorist can make a significant difference in your case. In this article, we will explore the key steps you need to…

Attention, Dallas drivers! You may have never considered the potential dangers lurking in your car’s exhaust system, but it’s time to take notice. Carbon monoxide poisoning from leaking car exhaust systems is a hidden threat that could be affecting your health and safety without you even realizing it. In this article, we will delve into…

Are you confused about who has the right of way at a busy intersection? Do you find yourself hesitating at four-way stops, unsure who should go first? Understanding right of way laws is essential for every driver, especially in a bustling city like San Antonio. In this comprehensive guide, we will break down the intricacies…

In the bustling city of San Antonio, accidents happen, and unfortunately, not every driver on the road has insurance coverage. Dealing with an uninsured at-fault driver can be a stressful and frustrating experience, leaving you wondering how to navigate the legal and financial implications. In this article, we will guide you through the essentials of…

Attention all drivers in San Antonio, Texas! Are you tired of getting caught by radar guns and receiving hefty fines? Well, it’s time to stay ahead of the game and navigate the radar detector regulations in your city. In this informative article, we will guide you to know if radar detectors are legal in Texas…

Welcome to our comprehensive guide on diminished value claims in San Antonio. If you’ve recently been involved in a car accident in the area, you may be wondering what diminished value is and how it affects your vehicle’s worth. You’ve come to the right place for answers. Diminished value refers to the decrease in a…

When it comes to amputation cases, protecting your rights is essential. Navigating the legal complexities of these cases requires the expertise of an experienced attorney who specializes in personal injury law. Whether you have suffered a traumatic injury resulting in an amputation or you are advocating for a loved one, having a skilled legal professional…

Car accidents can result in a wide range of injuries, varying in severity from minor cuts and bruises to life-threatening conditions. Some typical car accident injuries include: Whiplash: Whiplash is a neck injury due to forceful, rapid back-and-forth movement of the neck, like the cracking of a whip. Whiplash is commonly caused by rear-end car…

Buckle up and prepare to dive into the dangerous world of car accidents in the Lone Star State. Texas, known for its wide-open highways and breathtaking landscapes, unfortunately, also holds a notorious reputation for its high number of car accidents. In this eye-opening article, we will unravel the top five causes of car accidents in…

Car accidents in Texas can occur in various ways due to different factors and circumstances. Here are some common types of car accidents: These occur when one vehicle crashes into the back of another vehicle. Often caused by following too closely, sudden braking, or distracted driving. These accidents happen when two vehicles traveling in opposite…

Car accidents can cause a range of injuries, but certain types are more commonly associated with these incidents. Understanding the most frequently occurring injuries can help victims and their loved ones better understand the potential impact of a car accident. This article explores the common injuries that occur in car accidents and discusses their effects…

Getting into any type of car accident in Dallas, Texas is distressing. You may have injuries and property damage and may not know where to turn for financial compensation. Whether you need to hire a lawyer for a minor car accident will depend on the circumstances of your case and your goals for financial recovery….

Texas motorcycle accidents are unfortunately common, and they often result in severe injuries, extensive property damage, and even death. So what to do after a motorcycle accident?If another driver caused your injuries in a motorcycle accident, you have the right to seek compensation for your losses. Knowing what to do after a motorcycle accident is…

If you were recently injured in a car accident, you are probably contemplating filing a claim. If so, you might be wondering how much to expect from a car accident settlement in Texas.  It is difficult to predict a settlement amount because each case is inherently unique. The amount of your settlement depends on several…

In Texas, the driver at fault for causing a car accident will have to pay for related injuries, medical costs and vehicle repairs. Fault for a car accident is not always immediately clear, however. If the other driver’s insurance company is wrongly accusing you of causing a crash that you believe was not your fault,…

Suffering a concussion in a car accident can be a traumatic experience, especially if you weren’t at fault. To make matters worse, trying to determine a post-concussion syndrome settlement value on your own often compounds the stress and the symptoms accompanying your head injury. That’s why consulting with a skilled personal injury attorney is essential….

Some car accidents are simple fender benders where the drivers exchange insurance information without incident or injury. In that scenario, receiving a settlement from the insurance company is unlikely. On the other hand, if a car accident was devastating, with serious injuries to all passengers involved and a totaled vehicle, then the insurance company is…

Car accidents are hard enough without worrying about filing an insurance claim. If you may qualify for an uninsured motorist settlement in Texas keep reading. Deciding about what to do when an at-fault driver lacks insurance to cover damages can be extra confusing. Luckily, in many cases, uninsured motorist coverage (UM) protects Texas drivers if…

In 2021, Texas car crashes severely injured or killed more than 19,000 passengers. If you were injured you are still entitled to compensation as a  passenger in a single car accident. Medical bills and treatments can be costly, resulting in heavy damages. If someone else’s negligence injured you or someone you love, a car accident…

Car accidents happen every day. In fact, in 2021, 19,448 people were seriously injured in a car accident in Texas. You might be entitled to justice and compensation if you were injured in a car accident. At the Law Office of Aaron Herbert, we specialize in personal injury law and can help you start a…

The Texas Department of Transportation reports that 18,471 drunk-driving-related accidents occurred in 2021. These alcohol-related accidents caused approximately 1,525 serious injuries and 579 fatalities.  Regardless of the severity of the accidents or injuries, victims deserve to pursue justice for the harm caused to them. When you’re rear-ended by a drunk driver, a settlement will help…

At Aaron A. Herbert, P.C., we recognize how a car accident can severely impact you physically, emotionally, and financially. You do not have to deal with the stress of a car accident alone. If you have been in a car accident in Odessa, TX, our lawyers can assist you in recovering compensation. This can include…

Rear-end car accidents are common types of collisions in Texas, especially in busy metropolitan areas such as downtown Dallas. They can occur when two vehicles are too close to each other, or if a driver is not paying attention. The forces of a rear-end collision can jerk a victim’s neck and back rapidly forward and…

If you suffered injuries or property damage in a car accident, it’s critical to obtain a copy of your accident report as soon as possible. This report provides key evidence for your insurance claim and potential personal injury lawsuit. Read on to learn more about why accident reports are essential and how to obtain a…

If you suffered injuries in a car accident, you might rightfully be focused on your physical and emotional recovery. Requesting documents, contemplating potential lawsuits, and arguing with insurance companies may feel far from your mind. However, remember that Texas law protects your right to seek compensation from the negligent party that caused your accident and…

Seatbelt use is required by Texas law both said drivers and passengers in any seat within the vehicle. Section 545.413 of the Texas Transportation Code makes it illegal for individuals aged 15 and older in both the front and back seats to be driving without seatbelts, with possible criminal penalties. Children younger than eight years old…

The vast majority of all car accident cases in Texas settle, meaning the injured victim reaches a settlement agreement with the at-fault party’s insurance provider. If your case does not settle, however, your lawsuit may go to trial in Dallas County. Although a car accident trial can seem daunting, with an experienced car accident attorney…

Getting a police report is one of the most important steps you must take after getting into a car accident in Texas. A police accident report can serve as a key piece of evidence during the financial recovery process. For example, a car insurance company will examine a police report to help establish the other…

It’s bad enough to crash your own car and have to take responsibility for the damages, but when someone else has an accident in your vehicle, you can feel trapped. Loaning your vehicle to a friend or family member seemed harmless at the time, but now you have to face the consequences of a collision….

In the aftermath of a car accident in San Antonio, you could be dealing with many expenses. You may have serious injuries that require thousands of dollars in medical care, as well as the costs of repairing damaged property and making up lost wages. If you are curious as to when you might receive a…

The age of technology has brought about some interesting questions regarding liability. Although people may not have a physical influence at the scene of a crime or accident, their electronic presence could impact one party’s ability to perform certain duties. Although it is not yet a criminal act to text someone who is driving, more…

When we think of accidents involving pedestrians and fault, we often assume that the motorist is at fault. In driver’s education courses, we’re often taught that pedestrians have the right of way. In certain situations, however, pedestrians can be liable for accidents, either partially or wholly. How Do We Determine Fault? Imagine witnessing a car…

Although many rear-end car accidents are minor collisions, they have the propensity to be severe and even catastrophic. If a commercial truck rear-ends a small passenger car, for example, the injuries can be devastating. Knowing exactly what to do after a rear-end car accident in Dallas can help you effectively protect your rights as an…

San Antonio Child Pedestrian Injury Attorney Child pedestrian injuries and deaths due to motor vehicle related incidents nationwide average 20,000 incidents each year.  The majority of child pedestrian injuries and deaths occur at non-intersection locations. When a child suffers an injury or is killed in an auto accident, parents and other family members are often…

Self-driving cars are meant to improve the safety of the road, not add to the annual number of traffic accidents, injuries and deaths. Unfortunately, many self-driving car accidents have caused serious injuries and taken lives since their debut. Although a self-driving car reduces the risk of human error, it comes with its own hazards related…

Most car accidents are preventable and related to human error, such as a driver speeding or driving distracted. Some, however, are connected to defects with the vehicle that a driver has no control over. Despite safety technologies improving in the automotive industry, 2018 had more light vehicle safety recalls than any other year in US…

A car accident can cause serious injuries that require hundreds of thousands of dollars in medical costs over a victim’s lifetime. Surgeries, treatments, physical therapies and medications can create a massive amount of medical debt for an injured victim. Knowing who is responsible for paying your medical bills after an accident could give you peace…

Americans are more health-conscious than ever. Thanks to this new attitude and advances in medical technology, we are living longer, more productive lives. As we age, however, we begin to lose our sharp vision and some fine motor control. As a result, older Americans are more likely to get into accidents on the road. In…

A rear-end accident can cause an injury that interferes with the rest of your life, such as whiplash or a concussion. If you’ve been injured in a rear-end car accident, the driver that hit you may be financially responsible for your injuries and losses. Take the following steps to increase the chances of collecting the…

A car accident can interrupt your life in many ways, leading to both financial and nonfinancial losses. One of the most common types of losses associated with car accidents in Texas is lost wages. Lost wages can refer to both the income lost while you are undergoing medical treatments as well as any future lost…

A car accident can be stressful enough on its own without the added complication of driving a rental car. You may have heard different things about whether or not your own auto insurance provider will cover property damage done to a rental vehicle. Find out exactly what to do after a car accident while driving…

Driving while intoxicated is a dangerous and reckless driver behavior that causes thousands of injuries and deaths in Texas every year. In 2018 alone, 961 people in Texas lost their lives due to drunk drivers. This represented 26% of all car accident deaths in 2018. If you get into an accident with a drunk driver…

Being in a car accident is bad enough, but being the victim of a hit and run is even worse. Who will pay for your injuries and vehicle’s damages? Each state has a different set of laws addressing hit and run accidents. The following will help you understand the rules in Texas, what to expect,…

A car accident resulting in injury tends to have a snowball effect; hospital stay, recovery time, surgery if necessary and extensive bills for all of the above are just a few of the problems with which you might have to contend. Another is lost wages from missed work. This can have lasting damage on your…

If you get into a car accident in Texas, you will hear the term liability when going through the insurance process or a personal injury lawsuit. In legalese, liability means legal and financial responsibility for an accident and related injuries. Holding someone liable for your car accident means that person or party will have to…

Negligence is a common factor that contributes to catastrophic accidents – whether a person drove while using a cell phone, drank on the job, or failed to maintain his or her property. When this happens, the party who caused the damage can be taken to court and sued for outstanding expenses. However, Texas law also…

While crosswalks aren’t taken seriously in a lot of cities, in San Antonino area we do take them seriously – but in the wrong way. Many of the crosswalks in San Antonino are nearly invisible to drivers and pedestrians, whether due to design or due to lack of maintenance. The brown/gray brick patterns on black asphalt…

One of the most common types of injuries suffered in auto accidents in San Antonio is a head injury. Head injuries, such as skull fractures or contusions, can lead to brain trauma. A traumatic brain injury, or TBI, can cause significant symptoms that impact the victim for life. It is critical to know how to…

After you get into a car accident in San Antonio and file an insurance claim, you will need to go through the insurance company’s investigation process before you can obtain a financial settlement. Certain things about how insurance companies investigate car accidents are important to know as a claimant, as they can prevent the insurance…

A daily commute can be a tedious, boring part of the day, especially when stuck in bumper-to-bumper San Antonio traffic. Many drivers turn to devices to make their commutes more enjoyable, scrolling through social media on smartphones or grabbing a bite to eat on the go. Unfortunately, any activity that diverts a driver’s attention away…

If you get involved in a car accident in San Antonio, Texas, there are steps you must take to fulfill your legal responsibilities as a driver. There are also steps you should take to protect your physical health and legal rights, such as reporting the car accident. If you need assistance with crash reporting, consult…

If you get involved in a car accident where you weren’t at fault, you may imagine a simple claims process that ends in fair financial compensation to pay for your hospital bills and property repairs. Unfortunately, even if you didn’t do anything wrong, you may run into problems and frustration when processing an insurance claim….

It is no secret that when you drive a brand-new car off the lot, it immediately depreciates in value – oftentimes, by thousands of dollars. While this is never a positive thing, it can be even more problematic if you get into a car accident soon after purchasing the new car. Gap (Guaranteed Asset Protection)…

While some car accidents only consist of two motor vehicles, others involve three, four or more cars – leading to more complicated liability disputes. A crash involving more than two vehicles is referred to as a chain reaction car accident if it takes the form of a series of multiple rear-end collisions. The process of…

Liability auto insurance is a legal requirement for drivers in all 50 states. It is an assurance that a driver has the financial ability to pay for a car accident. Operating a motor vehicle without the required amounts of insurance in Texas is against the law. If you get into a car accident without insurance,…

Emotions can run high in the immediate aftermath of a car accident. Both drivers may be feeling the effects of adrenaline, as well as stress, tension and frustration about the situation. Some drivers may react to a car accident by getting defensive or hostile. This can result in a driver refusing to share his or…

Trucking can be a fun career, but it can also be a dangerous one. Large trucks will do more damage if their drivers make a mistake, and the industry often makes headlines for teamsters who drive sleepy or otherwise impaired. While some common causes of these incidents involve smaller vehicle recklessness, the actions of truck…

If taking a taxi cab through Dallas, Texas ends in a car accident, you may not know where to turn for financial reimbursement for your medical bills. Unlike a typical car accident claim, you will have more than just the driver of the vehicle to contend with. You may also have the right to file…

If you get into an accident, your car may be out of service for a few days, weeks or even longer while it’s being repaired – but you will still need to get to work, doctor’s appointments, school and other places in the meantime. If you choose to rent a car, find out if and…

It is normal to feel confused, stressed or overwhelmed after a car accident. It is critical, however, to realize that what you say after a crash can make a major difference to your claim. Saying the wrong thing to an insurance company can significantly decrease or even eliminate the financial compensation that you are offered…

A lot may be going through your mind after a car accident. It can be easy to forget what you are required to do by law, such as reporting the accident to the police, in some cases. Although you do not need to report every car accident in Texas, you are legally obligated to report…

The Odds are you will be involved in a collision. The odds are driving in the San Antonio areayou will be involved in a car accident at some point in your life. In the state of Texas every year approximately 3,000 people are killed and 80,000 people injured in motor vehicle collisions. Whether you are…

The integrity of a motor vehicle is vital to the safe and proper control of the car. If something compromises how a vehicle operates, such as negligent or wrongful acts committed by an auto mechanic, and this causes a car accident, the crash victim may be able to file a lawsuit for damages. Finding out…

Anyone who operates a motor vehicle in the State of Texas must have a valid driver’s license. A license is proof of the legal authorization to operate a motor vehicle. Driving without a license in Texas is a misdemeanor that can come with serious penalties – especially if you cause an accident as an unlicensed…

According to the Centers for Disease Control and Prevention (CDC), drunk driving results in the loss of approximately 29 lives every day in the United States. Drunken driving also costs American taxpayers about $44 billion every year and accounts for about 28% of all traffic-related deaths in the country. The best thing you can do…

Car insurance or other proof of financial responsibility is mandatory for every driver in Texas. You could still, however, be at risk of getting into an accident with an uninsured driver. Many drivers in Texas break the insurance law by letting their policies lapse – either knowingly or unknowingly. Take the following steps if you’ve…

If you get injured in a car accident in Texas, it is vital that you file an injury claim before the state’s statute of limitations. This is a strict time limit that all injury claimants must obey. With only a few exceptions, if you miss your statute of limitations, the courts will dismiss your case….

Being involved in a standard car accident in Texas can be confusing enough. A collision involving a rideshare car, such as an Uber or Lyft vehicle, can be even more complicated as an injured victim. You may not know how to protect your rights as a driver or rideshare user. Take the following steps if…

Car accidents are a leading cause of injuries and deaths in Texas and throughout the country. In 2020, the Texas Department of Transportation stated that there was one reportable crash every one minute and seven seconds. There were 14,656 serious injuries and 3,896 deaths from traffic accidents in 2020 alone. As a motor vehicle driver,…

When one person injures another, the injured party may seek compensation for his or her injuries and associated expenses by filing a personal injury lawsuit against the person who injured him or her. In some situations, a third-party may share some of the blame. This third-party may not have directly contributed to the injury-causing incident,…

Five reasons to hire a Board Certified San Antonio car accident lawyer Texas car wreck cases involve greedy billion-dollar insurance companies If you’ve been injured in an auto accident in San Antonio or the surrounding area, the stress that comes from dealing with a traumatic injury and worry over damage to your vehicle can be…

Automobile and bicycle accidents take place relatively often in Texas, especially in bustling downtown areas such as Dallas and Houston. In Texas, the fault-based insurance law requires injured accident victims to determine fault before filing insurance claims. This is because claims are filed with the insurance companies of the at-fault parties. Find out how fault…